
What’s the Money SMS App?
The Money SMS App is about getting paid to let your Android phone receive test texts. TelQ, the brains behind it, uses these messages to help mobile networks debug their SMS system. You receive about €0.02 for every you receive on your phone. No replying, no clicking—just keep the app running in the background with Wi-Fi or data on, and you’re in business.
The app has racked up over 430,000 users and €300,000-plus in payouts so the app is legit and I’ve tried it myself and withdrawn too. It works.
How to Jump In
- Download: Money SMS can be easily downloaded from the official Money SMS site for the APK (not Play Store)
- Sign Up: Enter in your number and email. You’ll receive a €0.25 bonus—or €0.50 with a referral code– (Our Referral Code: XNS74V4X)
- Run It: Keep the app alive in the background, tweak your battery settings so the app doesn’t get closed, and stay online.
- Receiving Texts: You might get 1-3 test messages a day, depending on the location with each netting €0.02 for receiving SMS.
- Cashing Out: When you reach the threshold of €2, then you can withdraw it via PayPal, Bitcoin or Litecoin
It’s a set-it-and-forget-it deal—perfect passive income.

The Upside
Money SMS brings a lot to the table, especially if you’re into low-friction cash grabs. Here’s why it’s dope:
- Zero Hard Work: No surveys, no gigs—just pure autopilot earnings.
- Real Deal: 430,000+ users, €300,000+ paid out, TelQ backing.
- SMS Reception Wins: Getting paid for only receiving texts?
- Fast Withdrawal: €2 payouts can land within minutes to few hours.
- Earn More Through Referral: You earn 30% of whatever your friends and family withdraw.
- Lightweight App: Runs quiet, doesn’t guzzle battery or space.
- Free To Download: No paywall, just download and roll.
The Downsides
No app’s flawless, and Money SMS has its quirks, though they’re light:
- Low Earnings: €0.02 a pop, 1-3 texts daily—€0.06 to €2 a month. It’s pocket lint, not payroll.
- Android Only: It’s not available on IOS.
- Location: Some countries get more texts than others
- No Play Store: The APK’s safe but it’s a bit of a hassle downloading through the website compared to downloading from the Play Store.
How to Earn More
It’s already low-effort, but here’s how to earn more:
- Referral Kickoff: Grab that €0.50 bonus with our code XNS74V4X
- Share It: Share your link on social media, forums, wherever and rake in that 30%.
- Keep It Running: Keep the app running, dodge battery-kill settings.
- Continuous Wi-Fi: Steady connection, no data burn, texts keep flowing.
Bottom Line
We tested it and it works. As shown in the screenshot above, we were able to earn and easily withdraw via Paypal. This app won’t make you rich but earning money without doing anything apart from receive texts seems like a pretty sweet deal to me. I highly recommend that you try it yourself.
Disclosure: Please note that this post has a referral link that offers me a benefit if you choose to use it. Also that the opinions and insights in this post are entirely my own and independently formed. Thank you for reading!